Privacy Policy & Legal Disclaimer
Last updated: September 7, 2026
1. Legal Disclaimer (Liability Limitation)
The data presented on SettleRadar is sourced from various external third-party providers (including, but not limited to, The World Bank, Heritage Foundation, WHO, and Wikipedia). While we strive for accuracy, we cannot guarantee the correctness, completeness, or timeliness of the information. Data points may contain errors, be outdated, or be misinterpreted during the aggregation process. SettleRadar and its creators shall not be held liable for any financial losses, legal issues, tax complications, or damages resulting from the use or inability to use this website.
1.5. Data Licensing & Open Data
All datasets aggregated and visualized on SettleRadar are sourced from publicly available Open Data repositories. Data providers such as The World Bank, UN DESA, the World Health Organization, and Wikipedia release their datasets under permissive licenses, including Creative Commons Attribution (CC BY 4.0 / CC BY-SA) or public domain dedications.
Data referenced from The Heritage Foundation (Index of Economic Freedom) is publicly available and utilized under the Fair Use doctrine (or equivalent factual data extraction exceptions) exclusively for informational, non-commercial comparative purposes.
SettleRadar operates in full compliance with these licenses by aggregating factual data points without claiming ownership of the underlying proprietary rights, and by providing appropriate attribution to the original organizations.
2. AI-Generated Content
Some textual summaries, comparisons, and insights provided on this platform are algorithmically generated using Artificial Intelligence (AI) models. AI-generated content is prone to "hallucinations," inaccuracies, and logical errors. Users must independently verify all critical information (especially regarding taxes, visas, and legal rights) with official government sources or certified professionals.
3. Data Collection and Analytics
We value your privacy. SettleRadar collects minimal technical data solely to ensure platform performance, security, and traffic measurement:
- Self-Hosted Umami Analytics: We use an open-source, self-hosted Umami Analytics instance to monitor aggregate website traffic. Umami is entirely cookieless, does not collect personally identifiable information (PII), does not use persistent local storage, and does not track users across websites or sessions. All metrics are aggregated anonymously.
- Google Analytics via Consent Mode v2: By default, Google Analytics operates in a cookieless state transmitting anonymous pings. Full analytics tracking cookies (
_ga) are only set if you explicitly click "Accept" on our cookie consent banner. - Personal Data: We do not collect, harvest, profile, or sell any personally identifiable information (such as names, personal email addresses, or physical locations).
4. Affiliate Disclosure & Commercial Partnerships
SettleRadar participates in select affiliate marketing programs, notably the SafetyWing Ambassador Program.
Certain outbound links to external services (such as international expat health and travel medical insurance) contain unique referral identifiers. If you click through an affiliate link and subsequently purchase a plan or service from the partner platform, SettleRadar may earn a referral commission at no additional cost to you.
When you click an affiliate link, you navigate to an external website (e.g., safetywing.com). That external merchant operates under its own privacy policy and may place tracking cookies or session identifiers on its domain to attribute referral sales and process transactions. SettleRadar does not set, control, or have access to any cookies created on third-party domains.
5. External Links
Our website contains links to external resources, government portals, and third-party tools not operated by us. We have no control over the content, security, or practices of external websites and cannot accept responsibility or liability for their respective privacy policies.